Hire Purchase Motorbike Finance 2018-04-02T17:31:11+00:00

HIRE PURCHASE MOTORBIKE FINANCE

Buying a motorbike on hire purchase

Hire Purchase is one of the most popular ways to finance a motorbike purchase. The loan is secured against the bike and you have the option to own it at the end of the agreement by paying the option to purchase fee.

  • Perfect for people who want to own their own motorbike in the long term.
  • The lender holds an interest in the bike during the repayment period until all payments are made.
  • The loan will usually have a regular repayment each month for the same amount.
  • Most of the lenders have an admin fee and/or option to purchase fee which you will be told about from the start
  • You can usually take the finance between 12 – 60 months with a payment each month, but that’s dependant on the age of the bike at the beginning of the agreement.
  • You don’t usually need a deposit for a HP agreement, however, this depends on the lender we approved you with and what bike you want to finance.
  • Settle early at any time by paying off the finance and all the fees at any point, or at the end of the term, pay the option to purchase fee and the bike is yours. You could also be entitled to a rebate of interest for settling early.

“From start to finish my agent, Scott, was very professional and more than happy to help with anything at all. I say finish, but if I contacted now he would still be more than happy to help. The whole process was simple, fast and very efficient. Was merely a few days from me getting in contact to riding my new bike away. I would highly recommend the motorbike financer.” – Ryan Innes

“I used The Motorbike Financer to finance my new motorbike. The whole process was easy from start to finish. Very professional and will use The Vehicle Financer again when I am looking for my new car soon.” – Sam Ainsworth

All Reviews

Bad credit motorbike finance & loans

At The Motorbike Financer, we pride ourselves on being open and honest and finding a deal that suits our customer’s needs. We will not charge you any for arranging your bad credit motorbike loan and our lenders allow you to select your bike from whatever dealership you choose. We do not offer guaranteed motorbike finance however we work with a panel of specially selected “bad credit” finance providers who will personally look at your credit profile and your circumstances.

We provide finance for ANY bike. We have financed sports bikes, cruisers, tourers, adventures, offroad, enduro bikes, naked bikes, MotoX bikes, scooters, trikes, and quads….anything with an engine and wheels!

Regardless of your financial situation, we will work hard to find a suitable finance deal to suit your individual circumstances. No more endless searching for finance and getting nowhere fast. Let us do all the hard work for you. Apply with us today you could be riding your new motorcycle away the very same day.

Who we can help

Declined / refused in the past | CCJs (County Court Judgements) | IVAs (Individual Voluntary Agreements) | Bankruptcy | Debt management plans | No credit history | Arrears | Self Employed

Apply Now

Frequently asked questions

How do I apply? 2018-03-07T13:30:07+00:00

You can apply for finance here using our quick online application form, or you can call us on 01625 324444 and we can answer any questions you may have.

What if I have an issue after I have collected? 2018-04-11T14:45:01+00:00

We will be in contact with you through-out the whole buying process and even after you have collected your motorbike. However, if you are having any issues at all with your new purchase, we recommend you call us straight away and we can advise you what to do.

Do I need a deposit? 2018-03-07T13:30:31+00:00

In most cases no, however it depends on the product you take out and also on the motorbike.

I have bad credit, can you help? 2018-03-07T13:30:42+00:00

Yes, we help many people with bad credit profiles, we have certain lenders that specialise in this sort of finance.

How old do I need to be to qualify for finance? 2018-03-07T13:52:41+00:00

You must be at least 18 years of age for us to arrange finance on your behalf with most lenders. Some lenders have a minimum age of 21.

Do I pay a fee to you? 2018-03-07T13:52:47+00:00

We don’t charge any fees. The Motorbike Financer may receive a commission from the lender we arrange the finance with for you.

What are your rates? 2018-03-07T13:52:23+00:00

All rates are dependent on the lender selected for your finance and the rates are determined on a number of things including the level or risk and your credit score along with income and outgoings.

Where can I buy my motorbike from? 2018-03-07T13:30:48+00:00

You can buy your new motorbike from any UK dealership as long as they hold a valid finance licence.

Can you guarantee motorbike finance? 2018-03-07T13:30:53+00:00

No. There is no company that can guarantee that you will be accepted for finance. Every lender has their own criteria and will take into consideration your individual circumstances. We work with a range of lenders, who deal with all circumstances. So even though we can’t guarantee finance, we will try our best.

What sort of Licence do I need? 2018-03-07T13:52:36+00:00

There are certain regulations when it comes to what licence is required to ride certain sized motorcycles. It is all down to the individual bike and also product offered by the lender.

Do you do credit checks? 2018-04-11T15:00:01+00:00

Majority of our lenders now use a soft search. This means there is no permanent footprint or effect on your credit score. There are still a few lenders that do a hard search, which does leave a footprint.

How long will it take to get the finance in place? 2018-03-07T13:31:03+00:00

We aim to get you a decision as quick as possible after you have submitted your application. One of our specialists will contact you and talk you through the process in detail before you agree to commit. In certain cases, we can sort the finance within as little as a few hours. The turnaround from applying to collecting the finance will normally depend on how quickly you can return your signed agreement and proofs to us. The average turnaround time is between 2-4 days from start to finish. Once your application has been submitted, processed and approved, all that’s left to do is find a suitable motorbike.

Ask us a question

Monday to Friday (9am to 6pm)
Saturday (10am to 4pm)
Email: [email protected]
Telephone: 01625 324 444

Our guarantee

At The Motorbike Financer we believe customer service is everything. Therefore we strive to offer you a top class service. We promise, to be honest and completely transparent, with a focus on treating all customers fairly. Before you sign any financial contract with us, we will explain to you clearly the features of your contract, the benefits, any risk and the cost of the finance package. There are no hidden fees or charges and there is no obligation to proceed.

  • To be open and transparent
  • Explain the whole process on the first call
  • Provide you with a selection of quotes and terms from lenders you are approved with
  • Explain all the figures and terms of the contract
  • Spend time answering any questions you may have
  • Provide all the information for your agreement upfront
  • Not bombard you with text message, emails and phone calls
  • All of our staff are SAF qualified. (Specialist Automotive Finance)
  • We are registered with the ICO. (Information Commissioner’s Office)

Why choose The Motorbike Financer

Are you looking for motorcycle finance or a loan to buy a bike? At The Motorbike Financer we love the bike industry and know the financial sector inside out. Our expert team understands the complex and sometimes confusing world of bike finance. What we will do is remove all the stress and hassle from the process and make it easy for you to finance your new motorbike. We can help you as much or as little as you want along the way also offering in-depth advice and guidance on financial issues relating to bike sales, maintenance and repair, servicing, and insurance.

Here at The Motorbike Financer, we work with a range of dealerships to make riding away your dream motorcycle easier than you might think.

No pushy sales people; just a team of dedicated individuals working to get you a deal to suit your needs. We are passionate about customer service and making sure that we look after you so that you’ll keep coming back to us and recommending us to your friends. We compare products from multiple lenders in order to find you a deal to suit your needs!

Apply Now

Company Details

Motorbike Finance

 

9B High Street, Congleton,

Cheshire, CW12 4HZ

E – [email protected]

T – 01625 324 444

The Motorbike Financer is a trading name of The Vehicle Financer Limited. The Vehicle Financer Limited is an appointed representative of Product Partnerships Limited which is authorised and regulated by the Financial Conduct Authority. Product Partnerships Limited FCA registration number is 626349 and its address is Salts Piazza Offices, Salts Mill, Victoria Road, Saltaire, BD18 3LA. Product Partnerships Limited’s permitted business is to act as a Principal for a network of Appointed Representatives who arrange regulated credit facilities for customers who are purchasing goods from them.

The Vehicle Financer Limited act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk

All finance is subject to status and income. Written quotations are available on request. We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your advisor can provide more information on this. Our advisors are all SAF (Specialist Automotive Finance) approved. The Vehicle Financer is a limited company registered in England and Wales. Registered number: 9970074. Registered office: The Vehicle Financer, 9B High Street, Congleton, CW12 1BNICO registration number – ZA171810.

HIRE PURCHASE MOTORBIKE FINANCE

Buying a motorbike on hire purchase

Hire Purchase is one of the most popular ways to finance a motorbike purchase. The loan is secured against the bike and you have the option to own it at the end of the agreement by paying the option to purchase fee.

  • Perfect for people who want to own their own motorbike in the long term.
  • The lender holds an interest in the bike during the repayment period until all payments are made.
  • The loan will usually have a regular repayment each month for the same amount.
  • Most of the lenders have an admin fee and/or option to purchase fee which you will be told about from the start
  • You can usually take the finance between 12 – 60 months with a payment each month, but that’s dependant on the age of the bike at the beginning of the agreement.
  • You don’t usually need a deposit for a HP agreement, however, this depends on the lender we approved you with and what bike you want to finance.
  • Settle early at any time by paying off the finance and all the fees at any point, or at the end of the term, pay the option to purchase fee and the bike is yours. You could also be entitled to a rebate of interest for settling early.

Why choose The Motorbike Financer

Are you looking for motorcycle finance or a loan to buy a bike? At The Motorbike Financer we love the bike industry and know the financial sector inside out. Our expert team understands the complex and sometimes confusing world of bike finance. What we will do is remove all the stress and hassle from the process and make it easy for you to finance your new motorbike. We can help you as much or as little as you want along the way also offering in-depth advice and guidance on financial issues relating to bike sales, maintenance and repair, servicing, and insurance.

Here at The Motorbike Financer, we work with a range of dealerships to make riding away your dream motorcycle easier than you might think.

No pushy sales people; just a team of dedicated individuals working to get you a deal to suit your needs. We are passionate about customer service and making sure that we look after you so that you’ll keep coming back to us and recommending us to your friends. We compare products from multiple lenders in order to find you a deal to suit your needs!

Apply Now

“From start to finish my agent, Scott, was very professional and more than happy to help with anything at all. I say finish, but if I contacted now he would still be more than happy to help. The whole process was simple, fast and very efficient. Was merely a few days from me getting in contact to riding my new bike away. I would highly recommend the motorbike financer.” – Ryan Innes

“I used The Motorbike Financer to finance my new motorbike. The whole process was easy from start to finish. Very professional and will use The Vehicle Financer again when I am looking for my new car soon.” – Sam Ainsworth

All Reviews

Bad credit motorbike finance & loans

At The Motorbike Financer, we pride ourselves on being open and honest and finding a deal that suits our customer’s needs. We will not charge you any for arranging your bad credit motorbike loan and our lenders allow you to select your bike from whatever dealership you choose. We do not offer guaranteed motorbike finance however we work with a panel of specially selected “bad credit” finance providers who will personally look at your credit profile and your circumstances.

We provide finance for ANY bike. We have financed sports bikes, cruisers, tourers, adventures, offroad, enduro bikes, naked bikes, MotoX bikes, scooters, trikes, and quads….anything with an engine and wheels!

Regardless of your financial situation, we will work hard to find a suitable finance deal to suit your individual circumstances. No more endless searching for finance and getting nowhere fast. Let us do all the hard work for you. Apply with us today you could be riding your new motorcycle away the very same day.

Who we can help

Declined / refused in the past | CCJs (County Court Judgements) | IVAs (Individual Voluntary Agreements) | Bankruptcy | Debt management plans | No credit history | Arrears | Self Employed

Apply Now

Frequently asked questions

How do I apply? 2018-03-07T13:30:07+00:00

You can apply for finance here using our quick online application form, or you can call us on 01625 324444 and we can answer any questions you may have.

What if I have an issue after I have collected? 2018-04-11T14:45:01+00:00

We will be in contact with you through-out the whole buying process and even after you have collected your motorbike. However, if you are having any issues at all with your new purchase, we recommend you call us straight away and we can advise you what to do.

Do I need a deposit? 2018-03-07T13:30:31+00:00

In most cases no, however it depends on the product you take out and also on the motorbike.

I have bad credit, can you help? 2018-03-07T13:30:42+00:00

Yes, we help many people with bad credit profiles, we have certain lenders that specialise in this sort of finance.

How old do I need to be to qualify for finance? 2018-03-07T13:52:41+00:00

You must be at least 18 years of age for us to arrange finance on your behalf with most lenders. Some lenders have a minimum age of 21.

Do I pay a fee to you? 2018-03-07T13:52:47+00:00

We don’t charge any fees. The Motorbike Financer may receive a commission from the lender we arrange the finance with for you.

What are your rates? 2018-03-07T13:52:23+00:00

All rates are dependent on the lender selected for your finance and the rates are determined on a number of things including the level or risk and your credit score along with income and outgoings.

Where can I buy my motorbike from? 2018-03-07T13:30:48+00:00

You can buy your new motorbike from any UK dealership as long as they hold a valid finance licence.

Can you guarantee motorbike finance? 2018-03-07T13:30:53+00:00

No. There is no company that can guarantee that you will be accepted for finance. Every lender has their own criteria and will take into consideration your individual circumstances. We work with a range of lenders, who deal with all circumstances. So even though we can’t guarantee finance, we will try our best.

What sort of Licence do I need? 2018-03-07T13:52:36+00:00

There are certain regulations when it comes to what licence is required to ride certain sized motorcycles. It is all down to the individual bike and also product offered by the lender.

Do you do credit checks? 2018-04-11T15:00:01+00:00

Majority of our lenders now use a soft search. This means there is no permanent footprint or effect on your credit score. There are still a few lenders that do a hard search, which does leave a footprint.

How long will it take to get the finance in place? 2018-03-07T13:31:03+00:00

We aim to get you a decision as quick as possible after you have submitted your application. One of our specialists will contact you and talk you through the process in detail before you agree to commit. In certain cases, we can sort the finance within as little as a few hours. The turnaround from applying to collecting the finance will normally depend on how quickly you can return your signed agreement and proofs to us. The average turnaround time is between 2-4 days from start to finish. Once your application has been submitted, processed and approved, all that’s left to do is find a suitable motorbike.

Ask us a question

Monday to Friday (9am to 6pm)
Saturday (10am to 4pm)
Email: [email protected]
Telephone: 01625 324 444

Company Details

Motorbike Finance

9B High Street, Congleton, Cheshire, CW12 4HZ

E – [email protected]

T – 01625 324 444

The Motorbike Financer is a trading name of The Vehicle Financer Limited. The Vehicle Financer Limited is an appointed representative of Product Partnerships Limited which is authorised and regulated by the Financial Conduct Authority. Product Partnerships Limited FCA registration number is 626349 and its address is Salts Piazza Offices, Salts Mill, Victoria Road, Saltaire, BD18 3LA. Product Partnerships Limited’s permitted business is to act as a Principal for a network of Appointed Representatives who arrange regulated credit facilities for customers who are purchasing goods from them.

The Vehicle Financer Limited act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk

All finance is subject to status and income. Written quotations are available on request. We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your advisor can provide more information on this. Our advisors are all SAF (Specialist Automotive Finance) approved. The Vehicle Financer is a limited company registered in England and Wales. Registered number: 9970074. Registered office: The Vehicle Financer, 9B High Street, Congleton, CW12 1BNICO registration number – ZA171810.

HIRE PURCHASE MOTORBIKE FINANCE

Buying a motorbike on hire purchase

Hire Purchase is one of the most popular ways to finance a motorbike purchase. The loan is secured against the bike and you have the option to own it at the end of the agreement by paying the option to purchase fee.

  • Perfect for people who want to own their own motorbike in the long term.
  • The lender holds an interest in the bike during the repayment period until all payments are made.
  • The loan will usually have a regular repayment each month for the same amount.
  • Most of the lenders have an admin fee and/or option to purchase fee which you will be told about from the start
  • You can usually take the finance between 12 – 60 months with a payment each month, but that’s dependant on the age of the bike at the beginning of the agreement.
  • You don’t usually need a deposit for a HP agreement, however, this depends on the lender we approved you with and what bike you want to finance.
  • Settle early at any time by paying off the finance and all the fees at any point, or at the end of the term, pay the option to purchase fee and the bike is yours. You could also be entitled to a rebate of interest for settling early.

Who we can help

Declined / refused in the past | CCJs (County Court Judgements) | IVAs (Individual Voluntary Agreements) | Bankruptcy | Debt management plans | No credit history | Arrears | Self Employed

“From start to finish my agent, Scott, was very professional and more than happy to help with anything at all. I say finish, but if I contacted now he would still be more than happy to help. The whole process was simple, fast and very efficient. Was merely a few days from me getting in contact to riding my new bike away. I would highly recommend the motorbike financer.” – Ryan Innes

All Reviews

Motorbike finance calculator

Use our repayment calculator to see how cheap your monthly repayments could be. Select an amount you want to borrow, the term and your credit rating.

Don't know your credit rating?

Bad credit motorbike finance & loans

At The Motorbike Financer, we pride ourselves on being open and honest and finding a deal that suits our customer’s needs. We will not charge you any for arranging your bad credit motorbike loan and our lenders allow you to select your bike from whatever dealership you choose. We do not offer guaranteed motorbike finance however we work with a panel of specially selected “bad credit” finance providers who will personally look at your credit profile and your circumstances.

We provide finance for ANY bike. We have financed sports bikes, cruisers, tourers, adventures, offroad, enduro bikes, naked bikes, MotoX bikes, scooters, trikes, and quads….anything with an engine and wheels!

Regardless of your financial situation, we will work hard to find a suitable finance deal to suit your individual circumstances. No more endless searching for finance and getting nowhere fast. Let us do all the hard work for you. Apply with us today you could be riding your new motorcycle away the very same day.

Motorbike finance & loans specialist

At The Motorbike Financer we consider ourselves to be bike finance and loan specialists. As a broker and not a direct lender, we are able to search a panel of lenders to help you get the most competitive rates. Whether you are looking to buy a new or used motorbike, make an application with us to see how we can help you.

We provide finance for ANY bike. We have financed sports bikes, cruisers, tourers, adventures, offroad, enduro bikes, naked bikes, MotoX bikes, scooters, trikes, and quads….anything with an engine and wheels!

Regardless of your financial situation, we will work hard to find a suitable finance deal to suit your individual circumstances. No more endless searching for finance and getting nowhere fast. Let us do all the hard work for you. Apply with us today you could be riding your new motorcycle away the very same day.

APPLY NOW

Company Details

Motorbike Finance

9B High Street, Congleton, Cheshire, CW12 4HZ

E – [email protected]

T – 01625 324 444

The Motorbike Financer is a trading name of The Vehicle Financer Limited. The Vehicle Financer Limited is an appointed representative of Product Partnerships Limited which is authorised and regulated by the Financial Conduct Authority. Product Partnerships Limited FCA registration number is 626349 and its address is Salts Piazza Offices, Salts Mill, Victoria Road, Saltaire, BD18 3LA. Product Partnerships Limited’s permitted business is to act as a Principal for a network of Appointed Representatives who arrange regulated credit facilities for customers who are purchasing goods from them.

The Vehicle Financer Limited act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk

All finance is subject to status and income. Written quotations are available on request. We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your advisor can provide more information on this. Our advisors are all SAF (Specialist Automotive Finance) approved. The Vehicle Financer is a limited company registered in England and Wales. Registered number: 9970074. Registered office: The Vehicle Financer, 9B High Street, Congleton, CW12 1BNICO registration number – ZA171810.